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Data types

Can I sell underwriting files to AI companies?

By SourceX Editorial · Updated

Short answer

Often yes, if you own them and your contracts allow it. Underwriting files are usually licensed, not sold: you retain ownership of your original records, applicant identities, financial and health details and protected characteristics are removed, and you approve the prepared copy. They matter because they link information to an expert risk decision.

What buyers want#

Applications, risk notes and decisions, used to build underwriting assistants, risk models and document review.

What has to come out#

applicant identities, financial and health details and protected characteristics.

  1. 01Your work records
  2. 02Personal details removed
  3. 03You approve the release
  4. 04Licensed to AI developers
How it works with SourceX: Your work records → Personal details removed → You approve the release → Licensed to AI developers.Illustrative

What to check first#

Who owns the records, what your privacy notices and customer contracts say, and whether any sector rules apply.

How it works with SourceX#

SourceX starts with a short fit check that shares no data. If it fits, rights are reviewed, a copy is prepared with personal and confidential details removed, and your company approves exactly what leaves before anything is delivered under a signed license.

There is no price list. Value depends on buyer demand, volume, years of history, how unusual the records are and how clear your rights are, and it is only known once a buyer engages.

Frequently asked questions

Do I give up ownership?

No. You license a prepared copy and keep the originals.

Is this legal advice?

No. It is general information; your counsel should review any specific deal.

Related resources

See if your company qualifies

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