Skip to content

Industry · Insurance

Insurance data licensing for AI.

Insurers and agencies record claims handling, underwriting decisions, policy wording and customer calls. AI developers building claims triage, underwriting and service tools want this data. Policyholder privacy, regulatory retention rules and carrier agreements must be addressed first.

Business context

Claims files capture adjuster judgment across thousands of scenarios — exactly the kind of expert reasoning AI systems lack.

Valuable insurance datasets

DatasetWhat it contains
Claims notesAdjuster reasoning and actions
Underwriting filesRisk assessments and decisions
Policy documentsWordings and endorsements
Call recordingsFirst notice of loss and service calls
Damage photosImages linked to claim outcomes

How AI developers use it

  • Claims triage
  • Underwriting copilots
  • Policy Q&A assistants
  • Damage assessment vision models

Privacy, legal and security considerations

  • Policyholder PII and health data
  • State and national insurance regulation
  • Carrier and MGA agreements
  • Recording consent

How SourceX approaches it

We start with a description of your systems — no data leaves your company during assessment. If there's relevant demand, we propose scope, permitted use and preparation requirements for your approval, and nothing is delivered without an executed agreement and your explicit authorization.

Related data categories

Frequently asked questions

Are agencies or carriers better placed?
Both can hold valuable data; agencies should check carrier agreements on data ownership.

Related resources

Explore a data partnership

Tell us what data your company holds. No data is shared during the initial assessment.

Estimate my data's value